- Which students should be encouraged to take RLFM?
This course was piloted with low-income, at-risk high school sophomores. After struggling with the reality that they would not be told the correct answers to questions, they did fine. They passed the course, 98% entered college, and 91.7% completed college within six years. More important than the statistics, students said they loved being allowed to think.
The prerequisite for this course is Algebra I. Students need only this level of math because the math in finances involves adding, subtracting, multiplying, and dividing, as well as knowing how and when to raise a number to a power.
- Which teachers should be encouraged to teach RLFM?
When curriculum administrators state, “This course is really challenging.” I ask, “For the student or the teacher?” With 50 years of advising clients around the globe, helping them through financial crises, and helping them plan and achieve their financial goals, we are the “experts”, i
We do not expect teachers to know as much as we do about complex finances and planning. We expect them to be experts in motivating students to achieve their goals. The course concepts of income tax preparation, fully funding post-secondary education, calculating how much is needed for a 911 emergency fund, and how to become financially independent by age 55, are not easy to learn. But we know 15-year-old students can master them.
We will help your teachers master the course concepts as they, too, develop a plan for their future. Hypocrisy should not be part of the course curriculum.
D&A provides free professional development. If teachers need help, all they need to do is ask.
- Why select RLFM? 7 Reasons
- RLFM is written by award-winning financial professionals with fifty years of practical counseling and experience in financial education.
- RLFM is updated as needed. This action saves teachers hundreds of hours of additional work trying to identify objectives, update reference material, and change assignments and videos.
- With CTE funding, paying for this course is easier
- It is the only financial math course approved by the TEA.
- In addition to acquiring a deep understanding of the subject matter, students are challenged to think, problem-solve, work in teams, make presentations, and communicate with adults, especially parents.
- Students develop goals and a ten-year academic, personal, career, and financial plan for their future. As they complete the course, they modify their goals and plans so that they are realistic.
- With these benefits, why would a district have a teacher develop a financial mathematics course?
- How is RLFM offered?
The course provides a blended online structure consisting of more than 900 “pages” of instructional materials and assignments.
- Does RLFM cover 100% of the TEKS and ELPS?
The TEA certified 70.59% of the course standards and stopped the review. D&A misunderstood the review process and thought we had to have 100% of the TEKS we believed the course met. We knew we had 70% for sure, so we reported 70%. We wrote the course to qualify for 100%, but told TEA 70%. We did not know that when they reviewed and approved 70%, they would stop the review.
If your district is intent on developing its own financial math course, it too must meet 100% of the TEKS with 102 Breakouts, and ELPS. In addition, the course must be accessible to students with hearing, sight, or color-blind impairments.
- How do I license RLFM?
View the Pricing link. Then contact Decker & Associates, Inc., the publisher. You may complete the Contact Us form on this website or call 713-256-8643.