Real Life Financial Mathematics (RLFM)

Real Life Financial Mathematics (RLFM) is a one-year, one-credit, advanced math, blended online course introduced in September 2017, with the license renewed for 2025 through 2029 school years. Although this is a math course with an Algebra I pre-requisite, it also receives Career & Technology Education (CTE) additional funding. It is the only course approved by the Texas Education Agency. RLFM provides a deep education in personal finances, career discovery, and funding of post-secondary education through critical thinking, problem-solving, team projects, and students making presentations.

Students learn how to solve real-life problems, such as:

• How to identify a career that you love with excellent compensation and benefits.
• How to use math to solve real-life problems.
• How to fund and reduce the cost of postsecondary education.
• How to analyze whether a car and a home are needed or wanted.
• How to develop a plan for becoming financially secure and independent.

By 2030, 70% of employers plan to integrate AI into their company.

• Employers want recruits to critically think and solve-problems.
• They want employees capable of training themselves. Spending money on training is no longer a desired investment.
• With employee turnover, companies are not interested in training a competing workforce. 
• Employees must be articulate, able to write coherent emails and reports.
• 52% of new college grads are underemployed and working in jobs that require only a high school degree. A year later, 40% remain underemployed.
• How are you, as a parent, teacher and school district preparing young adults for the future?