Decker & Associates

A Social Impact Organization

Since 1979, Decker & Associates has been a leader in the field of personal corporate finance. Companies from around the globe retained Decker & Associates to work with their employees and families to help them create a plan for financial independence. The result of these partnerships were hard-working individuals who were able to create a personal plan for saving, investing, and spending to become financially independent.

As a result of this work, Decker & Associates learned how to present relevant and interesting information to help families succeed and improve their socioeconomic situation.

About the Publishers

Leaders in the financial planning and education industry


Lorraine Ross Decker


Kenneth Lee Decker


Since 1980, major employers, school districts, and government organizations have trusted the Deckers to provide objective personal financial education, tax planning, investment strategies, benefits selection, estate planning workshops, and counseling to thousands worldwide.
The Deckers created the non-profit organization Financial Mentors of America in order to help poor families and students of Title I schools. Just as in corporate America, financial education and planning helped thousands of families become financially stable and achieve their goals. In 2006, the Deckers developed a summer course for high school students, the Game of Real Life. Since then 1,200 students have attended this 160-hour program with notable outcomes. Longitudinal research of the first 358 Game graduates, revealed that 100% completed high school, 98% entered college and 91.7% graduated from college.

Beginning in 2012, at the requests of numerous educators, parents and students, the Deckers created a high school course, Real Life Financial Mathematics (RLFM).

RLFM is a blended, online course. It provides professional level real-life financial, tax, investment, college planning and motivational information in the classroom. Using best classroom practices, it integrates 6-E methodology, with project-based learning and allows the instructor to actively participate in the students’ learning process. RLFM, a CTE course, provides Texas school districts with additional funding and students with a real-life math option to enable them to plan their futures.